Canadians dreaming of owning a winter home or vacation property in the sunshine state of Florida can now pick up properties at prices as much as 50% below what real estate was selling for in 2005. Add this to the fact that Canadians are able to secure great financing here in Florida and you will soon realize that NOW IS THE TIME TO BUY!

Whether your plan is to buy an investment property, vacation home, or relocate to the New Smyrna Beach area, Ocean Properties & Management, Inc. will help guide you along the way. Over the past few years, we have helped many Canadians buy property here in the New Smyrna Beach area.

RBC Bank, one of the most trusted, well-known, major financial institutions in Canada, has some great innovative mortgage loan programs for Canadian citizens buying properties here in Florida. Instead of being treated as a foreign national, where the minimum down payment is now mainly 35% to 40%, now a Canadian citizen can receive the same treatment as a US citizen, with low down payment loans available. Not only that, since one in three Canadians already banks with RBC, the loan process in the US is made much smoother.

TD Bank, the American arm of Canadian banking titan Toronto-Dominion, is also reaching out to Canadian snowbirds and other potential customers in the Sunshine State. TD Bank has 165 Florida branch locations statewide.

Both RBC Bank and TD Bank offer branches throughout Florida making it convenient for the Canadian buyer. OCEAN PROPERTIES & MANAGEMENT, INC. is here to assist with purchasing your piece of paradise in the New Smyrna Beach area. Call Bill Roe for more information, at (386) 428-0975 or 1(800)728-0513.


  • Communication from Contract to Closing
  • SIN (Social Insurance Number) accepted
  • No USA score required
  • No prepayment penalty
  • Competitive rates/low down payment options